Looking for car insurance quotes can be particularly difficult for convicted drivers with poor driving history. The insurance policy for a convicted driver can vary in cost depending on how car insurance quotes are obtained.
Looking for car insurance quotes can be particularly difficult for convicted drivers with poor driving history. The insurance policy for a convicted driver can vary in cost depending on how car insurance quotes are obtained. There is generally a substantial difference between the prices of the same policy when offered by an agent, by the company, and when received online. This difference can amount to several hundreds of dollars. Therefore, it always pays for a driver with records of motoring offences to shop around for car insurance.
Unfortunately, all convicted drivers need to pay a higher car insurance premium comparing to others. Moreover, some companies simply refuse to insure car owners with a history of conviction for traffic violations or drunk driving. However, the good news is that there are companies who provide specialized service to insure car owners with poor driving history including conviction. The good news is, it may not even be as expensive as many of us may think. These companies offer affordable premiums in spite of poor riving record. A convicted driver may join any of the rehabilitation driving classes for convicted drivers to reduce their premium amount. These courses are taken into account by many insurance providers while offering the car insurance quotes. Completion of these driving courses can also shorten the duration of the ban imposed on convicted drivers.
Other than joining the rehabilitation courses, these drivers may also take several other steps to avail affordable car insurance. Shopping online is considered to be a great way to look for cheaper rates. The number of options available is much more, and it is possible to get surprisingly low rates by looking for a plan online. Most of the companies preserve their best rates for the online customers. It is mandatory for the car owners to pay a minimum excess while buying an insurance policy. The rate of insurance premium can be lowered by paying a higher excess. The convicted drivers can ensure more competitive car insurance quotes by limiting the policy to provide cover to a few specified drivers instead of covering anyone who drives the car. Reduction of the annual mileage of the car is also a good way to ensure cheaper insurance premium rates. They should also keep the car in safe locations like a driveway or garage when it is not in use. Finally, a convicted driver can receive cheap car insurance quotes by including a responsible driver without any record of violation to the policy.